Three Common Gaps in Insurance Coverage

• “Loss of use” fees if you’re in a crash while driving a rental car.

• Full replacement cost of your home. Some policies cover only what your house was worth at the time the policy was issued.

• Earthquakes and floods. Even “all perils” home policies can exclude these disasters.

This article was first published in November 2011. Some facts may have aged gracelessly. Please call ahead to verify information.