Myth Personal belongings stolen from my vehicle are covered by my auto policy.
Reality Depending on your policy, your Auto Insurance may cover the theft of your car, but not personal items, such as cell phones and MP3 players, left in it. However, you may be able to file a claim under your home or renter’s insurance policy.
Myth I don’t need to buy the extra insurance protection when renting a car.
Reality Oftentimes, your insurance policy will cover a rental car. However, depending on the type of coverage you carry and the car you rent, you may not have sufficient coverage. Check with your provider before renting.
Myth My U.S. auto insurance policy is valid in Canada and Mexico.
Reality Most U.S. auto insurance is valid in Canada, but you must show proof of coverage. Contact your provider to get a Non-resident Inter-Province Motor Vehicle Liability Insurance Card. In Mexico, no U.S. auto insurance is valid—you need Mexico Tourist Automobile Insurance. You can purchase it at your local AAA office or visit AAA.com/travel  and click "Research and Planning."
To learn how you can save on auto insurance through AAA, visit AAA.com/insurance .
This article was first published in July 2008. Some facts may have aged gracelessly. Please call ahead to verify information.